The Job Of An Insurance Loss Assessor: How They Help You Make An Effective Insurance Claim

When your business or home has had a burglary, or a catastrophe such as storm, fire or flooding, you could usually do with a bit of help. Once you have reported to the police, it is often a good idea to wait before calling your insurance company – if you want to make a fair claim.

Calling an insurance loss assessor FIRST might be considerably more useful to you. Your loss assessor deals with your insurance claim on your behalf, and takes care of all contact with your insurance company – and all the people they employ to deal with your claim.

Do I need to pay for an insurance loss assessor? I do have an insurance policy.
Like any other business, an insurance company gets money from selling, and in their case, selling insurance policies. The last thing they want to do is pay out more money than they have to for insurance claims, and that’s why they use their insurance loss adjusters to ensure that they pay out as little money as possible. It’s not because insurance companies are bad people, it’s just that they are a business who are obligated to put their shareholders first. They employ professional insurance loss adjusters who spend all day reducing the size of claims. That's why many people making a substantial insurance claim use their own loss assessors to ensure they get a fair deal.

If you want to consult a skilled professional about your claim, talk to Truman Associates insurance loss assessors. Their experience in settling claims really is second to none. And it’s not all about the small print – if that was the case, it is unlikely that a firm of solicitors would have used Truman Associates to act on their behalf – as well as to secure �20,000 more than they would have thought to claim for themselves!

Follow this 10-step Process for the Best Results
Successful insurance claims are all about process and presentation. A typical claims process would be:
1 – In cases involving criminal activity (such as Theft or Malicious Damage), you should call the police to report the incident.
2 – You will be issued with a Crime Reference Number;
3 - If possible, you should then call an insurance loss assessor and instruct them to act on your behalf;
4 – Next, visit the scene of the incident with your loss assessor;
5 – Your loss assessor then reads through your policy with a fine toothcomb;
6 - The loss assessor helps to prepare a schedule of the loss (bear in mind how important it is to produce supporting documentation);
7 – The loss assessors liaise with you to obtain estimates to repair or replace and reinstate the loss;
8 – The next step is for your loss assessors to liaise on your behalf with your insurance company's loss adjuster;
9 – After all of this, you receive your settlement from your insurance company;
10 - You pay your loss assessors a pre-agreed percentage of the settlement.

Your insurance loss assessors keep you up-to-speed throughout on the claims process; you do not pay the assessors until your insurers have paid you. Following this process, insurance loss assessors like Truman Associates have been helping people with claims for more than twenty years. It is important to realise that you need to get your insurance claim right from the start if you want to get the insurance settlement you deserve.

So if the worst happens and you have a fire, flood, theft or storm damage to your home or business, you're not alone. Call Truman Associates loss assessors – it’s only fair.