Compare The Market Or Go Direct For Car Insurance?

Is it better to Go direct than to a car insurance comparison website?

It is exactly what it is, direct.
You make all the policy arrangements and purchase the car insurance cover straight from the Insurer.
The perceived advantages of going direct are that in some cases the quote prices offered to you will often be much much cheaper than if a customer bought offered by an insurance agent .
However, this if quite often not the case!.
The downside is that if you buy direct from an insurer you lose out on the benefits of when you compare car insurance from multiple suppliers on for examples a car insurance comparison site.

Many companies that sell car insurance direct can make cost cuts in middleman charges and data handling, which many do pass onto their customers in discounted premiums or marketing 'tempters' such as offering a years cover for the cost of only 10 months cover , or throwing in some more covers for free, such as travel insurance.
These marketing tactics should really be viewed sceptically by a prospective purchaser of a car insurance policy.
It may well be the case that the costs of the 'additonal covers ' are secreted elsewhere of the car insurance quotes offered.

With so many different types of car insurance distribution points available nowadays it is often hard to determine whether you are purchasing your motor insurance from a direct seller, or not. Are you sure that the people you are talking to are not car insurance affiliates?

Applying for direct car insurance.

Perhaps it is easiest to buy direct car insurance either by picking up the phone and diallng a number direct insurer that you found in yellow pages. One such company in the UK is Adrian Flux who can be reached direct on 0800 089 0182

Or Alternatively by shopping around on the World Wide Web where you can find many different types of direct motor insurance providers.

These direct car insurance sites also include suppliers of specialist car insurance and classic car insurance.

Whichever way you prefer to use to purchase the policy, ensure that you know, whether you are dealing with a direct motor insurance company or one of the many other insurance agents that exist. If you don't it could cost you a lot more than it should!

However you choose to buy your auto insurance it should always be with what is necessary for your particular circumstances. You should always make comparative decisions on a like for like basis. If one policy is being offered for hundreds cheaper than a competitor, you should check carefully the levels of cover booklet, and compare the limits of indemnity.

You may require advice in deciding what insurance are needed.
It is simple to call a specialist broker or car insurance company direct and they will be able to explain exactly what the cover includes.